Jana SFB’s ₹169 cr NPA gap forces extra provision, cuts FY25 profit
Jana Small Finance Bank said its FY25 gross NPAs were ₹750 cr, ₹169 cr less than RBI’s 919 cr assessment. The RBI‑driven gap triggers a ₹42 cr provisioning hit, trimming net profit to ₹459 cr from the ₹501 cr it had reported. The correction highlights the risk of under‑reporting NPAs for small lenders.