Women, Youth and Tier‑2 Cities Power India's Loan Boom to 74%
The proportion of Indians eligible for credit who actually borrowed jumped from 34% in 2017 to 74% in 2026. Growth is coming mainly from women, borrowers under 35, and non‑metro states such as Madhya Pradesh, Uttar Pradesh and Bihar. The shift signals deeper financial inclusion and a new engine for loan demand.